First Time Purchaser Archives -

Mortgage-Shopping 101 – What Buyers and Owners Re-Financing Mortgages Should Know

September 30, 2019
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By Martin K. I. Rumạck, Barrister & Solicitor 

Whether you are a first-time buyer or a more experienced one, you should know that there are many facets to the home-buying process: finding the right knowledgeable real estate agent and experienced real estate lawyer […]

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Assigning an Agreement of Purchase and Sale (Prior to Closing)

September 3, 2016
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What is an Assignment of an Agreement of Purchase and sale?

At its essence, an Assignment of an Agreement of Purchase and Sale – informally known as “flipping a home” – is a simple concept:  A buyer of a new home allows someone else to take over the purchase contract […]

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Land Transfer Tax Credit – Are You a First-Time Buyer?

April 26, 2016
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Buyers often misunderstand the rules around eligibility for obtaining a Land Transfer Tax credit as a “first time homeowner” both in Ontario and in the City of Toronto.  (And in my experience, this often stems from misinformation provided by real estate agents).
Let me give you the facts […]

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