Beware of Hidden Fees in Builders Agreements!

Posted in   legal insights   on  April 26, 2016 by  Martin Rumack   

If you have bought or sold before and are looking to buy a newly-constructed single-family home or condominium, the potential pitfalls and unique features may not be obvious:  many parts of the transaction ...

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Marriage Contracts – They Make Sense

Posted in   Marty's Musings   on  April 26, 2016 by  Martin Rumack   

While many couples on the verge of entering into a marriage have stars in their eyes, and prefer not to enter into heavy-duty discussions and negotiations about what happens if their marriage does ...

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Mortgage Shopping – What to Consider

Posted in   Marty's Musings   on  April 26, 2016 by  Martin Rumack   

If you are in the market for a mortgage (whether new purchase or re-financing), and whether the home is new or old, residential, recreational, investment, retail, commercial, or industrial – there are various ...

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Land Transfer Tax Credit – Are You a First-Time Buyer?

Posted in   Marty's Musings   on  April 26, 2016 by  Martin Rumack   

Buyers often misunderstand the rules around eligibility for obtaining a Land Transfer Tax credit as a “first time homeowner” both in Ontario and in the City of Toronto.  (And in my experience, this ...

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The Municipal Government – City of Toronto

Posted in   Marty's Musings   on  April 26, 2016 by  Martin Rumack   

I really do not have much to say about the City of Toronto.  In my opinion, Mayor Tory is doing an adequate job – but he is not dynamic.  He appears to say ...

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