Marty's Musings | Law Firm of Martin K.I. Rumack

Beware of Hidden Fees in Builders Agreements!

April 26, 2016
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If you have bought or sold before and are looking to buy a newly-constructed single-family home or condominium, the potential pitfalls and unique features may not be obvious:  many parts of the transaction will seem routine, and will be no different from any other real estate […]

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Marriage Contracts – They Make Sense

April 26, 2016
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While many couples on the verge of entering into a marriage have stars in their eyes, and prefer not to enter into heavy-duty discussions and negotiations about what happens if their marriage does break down, in today’s world with divorce statistics being what they are, it […]

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Mortgage Shopping – What to Consider

April 26, 2016
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If you are in the market for a mortgage (whether new purchase or re-financing), and whether the home is new or old, residential, recreational, investment, retail, commercial, or industrial – there are various factors to consider in deciding which financial institution or private lender you should deal with […]

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Land Transfer Tax Credit – Are You a First-Time Buyer?

April 26, 2016
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Buyers often misunderstand the rules around eligibility for obtaining a Land Transfer Tax credit as a “first time homeowner” both in Ontario and in the City of Toronto.  (And in my experience, this often stems from misinformation provided by real estate agents).
Let me give you the facts […]

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